In a huge state like Texas, auto accidents are common. We have handled personal injury cases due to auto crashes for years, and many of our clients had misconceptions of what steps they should take in the aftermath of a car accident.
These are just some of the common myths about what you should do.
Myth #1: Your first phone call after a car wreck should be your insurance providers.
Always remember that the first phone call you make should be 911, whether anyone involved in the car wreck is injured or not. If anyone has or may have been injured, this will ensure that they get the medical attention they need.
Why should you call 911 if no one is hurt?
Simply stated, it is important to have a trained officer on the scene who can objectively examine the damages and injuries caused by the wreck.
Myth #2: You are required to speak to the other party’s insurance adjusters.
NEVER feel obligated to speak to the other driver’s insurance company. These calls are recorded and meant to be used against you when you file a claim. All you should do is exchange license and insurance information with the other party or parties involved.
What do you do if they contact you?
There’s nothing wrong with picking up the phone and being polite, but it is essential that you never give a statement regarding the car accident. You do have rights to refuse to speak with them.
Myth #3: You don’t need a car accident lawyer after an auto accident.
The best thing you can do is call your car accident lawyer before you call any insurance company, including your own. While you may have a duty or obligation to cooperate with your own insurance company in certain circumstances, get a lawyer before you contact any insurance company and definitely before you agree on any settlements.
How can this help you?
In the moments following a car accident, victims are often confused and in shock, making them susceptible to give away too much information that can be used against them later. A good car accident lawyer will know how to handle your insurance company so you get the best settlement possible.