Texas Diminished Value Playbook — Free Guide | McClure Law Houston
Free Texas resource · English & Spanish

Your car was repaired.
Its market value may not be.

The free Texas Diminished Value Playbook gives you the documents, scripts, and templates you need. Use them to deal with the insurance company before they close your file.

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40 pgsFull playbook
4 docsTemplates included
2 yrTexas deadline
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    🔒 Not legal advice. The Law Office of Don McClure handles personal injury — not diminished value cases.
    🛑

    Don't sign anything yet

    If you sign a property damage release before pursuing your diminished value claim, you may give up your right to that money permanently. Read this guide before agreeing to anything.

    Everything in the playbook

    Six complete resources, delivered as one free download. Each one is designed to help you stay organized and move your claim forward.

    📋

    Texas DV Checklist

    A one-page checklist of every document to collect, in the exact order you need them. Because organization matters, use this immediately after repairs are complete.

    PDF · One page
    ✉️

    Demand Letter Template

    A fill-in-the-blank letter that forces the insurance company to respond in writing. If they deny your claim, they must do so in writing as well.

    PDF · Ready to send
    📁

    Demand Package Cover Sheet

    Organizes your Exhibits A through D in the order adjusters expect. As a result, your file is professional and impossible to dismiss.

    PDF · One page
    🔍

    Appraiser Interview Checklist

    Questions to ask and credentials to verify before hiring a DV appraiser. In addition, it lists the red flags that should make you walk away.

    PDF · One page
    💬

    Adjuster Script Card

    Word-for-word responses to the four most common adjuster tactics. For example, it covers the classic line: "The car is fixed, so there's nothing more to pay."

    PDF · Copy & paste
    📘

    40-Page Full Guide

    Covers what diminished value is and how to calculate it. It also explains total loss vs. repaired car, how to file in JP Court, and what to do after a denial.

    PDF · Complete guide

    Videos also included

    These two videos cover the key Texas Diminished Value concepts. Watch them alongside the guide at your own pace.

    What you'll learn

    The Texas Diminished Value Playbook covers ten topics. Each one builds on the last, so you always know what to do next.

    01What diminished value is — and how it differs from depreciation
    02How to calculate your vehicle's lost market value with real data
    03Third-party vs. own-insurance claims — which applies to you
    04When your claim is strongest (newer car, major damage, no prior wrecks)
    05Why free online DV calculators get rejected — and what works instead
    06How to respond to the four most common adjuster pushback lines
    07Total loss vs. repaired car — what changes for your claim
    08Texas 2-year deadline and how to file in JP Court (up to $20,000)
    09What to do when your claim is denied — appeals and TDI complaints
    10The "Res Judicata" trap — why rushing your car claim can hurt an injury case

    Para Quién Es Esta Guía

    This Texas Diminished Value guide helps drivers understand their options after a crash. It is not legal advice and does not replace an attorney.

    • Conductores de Texas que no tuvieron la culpa (o en su mayoría no tuvieron la culpa)
    • People with newer or well-kept vehicles that lost market value
    • Anyone whose repairs are complete and wants to recover lost resale value
    • Drivers who want a simple, organized way to deal with their insurance adjuster
    • Anyone who hasn't signed a property damage release yet
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      Not legal advice. For education only. We handle personal injury — not diminished value. Injured in the accident? Call us at 713-571-7777.
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