Hit by an Uber, Amazon, or DoorDash Driver in Houston? What You Need to Know
Getting into an Uber accident in Houston can be stressful. However, it can feel even more confusing when you find out the driver works for Uber, Amazon, or DoorDash. At that point, you are not just dealing with one driver. You may also be dealing with different insurance companies and rules that are not easy to understand.Because of this, some people accept a quick settlement without knowing what their case may really be worth.
Why These Accidents Are Different
At first, these crashes may look like any other accident.
However, rideshare and delivery drivers do not always follow the same rules as regular drivers.
What matters most is what the driver was doing at the time of the crash.
For example:
- Were they waiting for a ride?
- Were they picking someone up?
- Were they dropping off food or a package?
Because of this, different insurance policies may apply. Sometimes there is more coverage. Other times, there may be less than people expect.
This is one reason why an Uber accident in Houston, or a crash involving an Amazon or DoorDash driver, may be handled differently than a normal crash.
The Biggest Mistake People Make
Many people think the company will take care of everything.
However, that is not always true.
Companies like Uber, Amazon, and DoorDash often say their drivers are independent contractors.
This means things can get complicated.
You may have to deal with:
- The driver’s personal insurance
- A company insurance policy
- Or both at the same time
Because of this, people can get confused while trying to recover from their injuries.
How Texas Law Comes Into Play
In Texas, the person who caused the crash is usually responsible.
However, in these cases, you also need to know which insurance applies.
In general:
- If the driver was not using the app, their personal insurance may apply
- If they were logged in but not working, coverage may be limited
- If they were actively working, a larger policy may apply
Because of this, knowing what the driver was doing is very important.
Why These Cases Get Undervalued
Insurance companies know that many people do not understand how these cases work.
Because of that, they may try to settle the case quickly.
For example, they may:
- Offer money early
- Avoid talking about all insurance coverage
- Question your injuries
However, settling too soon can be a problem if your injuries get worse later.
What You Should Do After the Crash
If you were involved in an Uber accident in Houston or a crash with a delivery driver, there are a few important steps to take.
First, get medical care right away, even if you feel okay.
Next, take photos and gather as much information as you can.
Also, try to find out if the driver was working at the time.
At the same time, be careful when speaking with insurance companies until you understand your situation.
The Reality Most People Miss
These cases can involve more than one insurance policy.
Because of that, it is not always easy to know what coverage is available.
Some people are not told about all possible options right away.
Taking the time to understand what happened can make a big difference.
Talk to a Houston Personal Injury Attorney Before You Settle
Before you make any decisions, speaking with a Houston personal injury attorney, such as Attorney Don McClure, can help you better understand your options and what may apply in your situation.
If you were hit by an Uber, Amazon, or DoorDash driver in Houston, you can call Attorney Don McClure for a free case consultation at +1 713-571-7777.
Disclaimer: This content is for informational purposes only and does not constitute legal advice. Reading this material does not create an attorney-client relationship. You should consult with a qualified attorney regarding your specific situation. Every case is different, and results will vary.
